Property valuations that support sound credit decisions.
Independent mortgage security valuations for bank and non-bank lenders across commercial, development, specialist and prestige residential property. We identify the risks that affect security value and explain the market evidence behind the conclusion.
A valuation is part of the lender’s risk assessment.
The property’s value is one part of a lending decision. Our work also examines its marketability, income, condition, planning position and matters that may affect realisation. The scope and assumptions follow the lender’s instructions and the asset.
Mortgage security work we undertake
Commercial and industrial
Office, retail and industrial property, including leased investments and owner occupied holdings.
Development projects
Sites and projects assessed with attention to approvals, costs, timing, presales and the market for the completed product.
Specialised and prestige
Medical, childcare, service stations, function centres and prestige residential property requiring asset specific analysis.
Risk is made visible, not buried.
We state the facts, assumptions and limitations a credit team needs to understand before relying on a figure.
- Title, tenure, planning and approvals
- Inspection, building condition and property characteristics
- Tenancy schedule, lease terms and income sustainability
- Comparable sales, leasing and yield evidence
- Development feasibility and sensitivity where instructed
- Marketability, sale period and material risks
From enquiry to a reasoned report.
A clear scope at the outset, evidence suited to the asset and a conclusion you can follow.
Instruction
We agree the lender’s scope, interest, date, timing and information requirements.
Due diligence
We inspect, research the market and test property, income and development assumptions.
Quality review
The report is reviewed and issued with the key risks and valuation reasoning clearly set out.
Questions we’re asked.
Speak with a valuer if your matter needs a more specific answer.
Do you value for non-bank lenders?
Yes. We work with bank and non-bank financial institutions, subject to the lender’s panel and instruction requirements.
Can you value a development project?
Yes. The scope can address the site as is and, where instructed, project scenarios supported by feasibility and market evidence.
What documents will you need?
Typically title, plans, leases, tenancy information, approvals and project costs or forecasts where relevant. We tailor the request to the asset.
Can you value specialised property?
Yes. Our team values property such as childcare centres and service stations, with business valuation input where the interest requires it.
Put the property risk and value in focus.
Tell us the asset, lender, purpose and deadline. We will confirm the scope, information needed, fee and timing.